|
| A — I don’t buy crop insurance to worry about collecting. Nor am I in a high fraud area, so premiums aren’t as large as some.
I dislike writing checks for insurance, and I dang sure never want to collect— life, vehicle, buildings, equipment or crop.
I buy crop insurance because I transfer the risk so I am comfortable marketing high % of my crop early and can not worry about making delivery.
I carry at high levels. I do everything I can to never collect. Fert, seed, fungicide, insecticide. You name it— never let that crop have a bad day. Those practices make you money year in and out.
So justify what you do, however you want. Use the crop insurance as designed and you are rewarded every year. Primarily thru the market. | |
|
Crop Insurance Level Determination
